Available nowDigital Employee No. 001

The appraiser who never skips the busywork.

Bearings Appraiser pulls the data, drafts the URAR, builds the comp grid and adjustments, and keeps every step USPAP-compliant. You review, refine, and sign — instead of retype.

USPAP 2024UAD 3.6 readyANSI Z765 GLA
URAR · DRAFT
4128 Lovers Lane, Dallas TX
Drafting
Gross Living Area (ANSI Z765)
2,845 sfcounty · 2h
Year Built
1931county · 2h
Comp 1 — GLA adjustment
+$18,500AI draft · now
FEMA Flood Zone
X (unshaded)FEMA · 1h
SR 1-2(h)Fair Housing scan — clear

Why Now

The judgment is yours. The typing shouldn't be.

A residential appraisal is hours of pulling records, keying the URAR, rebuilding the comp grid, and double-checking compliance — before you ever apply the expertise only you have. And with the URAR / UAD 3.6 redesign mandated November 2, 2026, the busywork is about to change shape entirely. Bearings Appraiser takes the keystrokes so you keep the judgment.

The Work

A full file, start to signature

Bearings Appraiser carries the assignment through all ten stages — drafting at every step, with you in control of each one.

01
Order

Intake the assignment — client, property, scope, and due date.

02
Data

Pull MLS, county, tax, deed and prior-sale records automatically.

03
Field

Capture the inspection — photos, condition, sketch — from mobile.

04
Floor Plan

Draw walls, label rooms, and compute ANSI GLA as you go.

05
Comps

Surface and rank the strongest comparables, with the evidence.

06
Adjustments

Build the grid and reconcile every adjustment line by line.

07
Narrative

Draft USPAP-ready narrative, scanned for Fair Housing language.

08
UAD / URAR

Map every field to the UAD 3.6 schema and validate it.

09
QA

Run the compliance checklist before anything leaves your desk.

10
Sign

You review, sign, and export to the GSE target you need.

How It Works With You

Drafted in the open. Never a black box.

Bearings doesn't hide its work behind a chat window. Every value lands as a draft you can see, question, and overrule — right in the field.

You accept, edit, or reject

Every AI-drafted value sits in plain view with one-tap accept, edit, or reject. Draftsmanship is visible at the field level — you sign nothing you didn't approve.

Every value shows its source

A provenance dot marks where each fact came from — MLS, county, FEMA, GIS, or AI — with a timestamp. Click any field for the full record behind it.

Confidence you can read

A simple green / amber / red signal flags what's solid and what deserves a second look — so your attention lands where it matters most.

Compliance, Built In

The rules aren't an afterthought

Regulatory checks live inside the workflow, surfacing exactly where they apply — not in a report you run at the end and hope passes.

USPAP 2024

Every stage that touches a rule shows the citation as a chip. Hard blocks require a reason and a note — logged to an append-only workfile that satisfies the 5-year record-keeping rule.

SR 1-2(h) · SR 2-2(a)

Fair Housing scan

A bias scanner reads your narrative continuously and flags prohibited or steering language before it ever ships — aligned to HUD and Fair Housing guidance.

HUD · FHA

ANSI Z765-2021 GLA

Above-grade only, the 7-ft ceiling rule, two-story openings excluded, stairs counted on the descent floor, rounded to the nearest 10 sf — computed inside the floor-plan editor.

Z765-2021

UAD 3.6 & the new URAR

Built for the November 2, 2026 mandate today. Required fields enforced, then export valid UAD XML, full URAR PDF, Fannie 1004, Freddie 70, or CSV.

Mandate-ready · Nov 2 2026

Fits Your Stack

It plugs into what you already use

Pulls data from

MLSCounty recordsTax & deedFEMA floodGIS parcel

Exports to

UAD XMLURAR XMLURAR PDFFannie 1004Freddie 70CSV
You sign every reportYour license, your judgment, your call.
Audit-ready by defaultAn append-only workfile logs every step.
Your data stays yoursNo black box. Full provenance, always.
No long-term contractsMonth to month. Cancel anytime.

Questions

The honest answers

Does it replace my judgment?

No. Bearings drafts; you review, edit, and sign every report. It does the keystrokes and the lookups — the appraisal is still yours, on your license.

Is the output really USPAP-compliant?

Compliance is wired into the workflow, not bolted on at the end. Rules surface where they apply, hard blocks require a documented reason, and an append-only workfile keeps the five-year record.

What about the 2026 URAR / UAD change?

Bearings is built on UAD 3.6 and the redesigned URAR today, so the November 2, 2026 mandate is a non-event for you — no scramble, no re-learning a form under deadline.

Where does my data go?

It stays yours. Every value carries its source and timestamp, and the workfile is exportable as PDF or JSON. You're never asked to trust a number you can't trace.

Do I need to be technical?

Not at all. Bearings is designed for appraisers, not IT departments. We handle setup and connect it to your tools — you're up and running in days.

See your next report draft itself.

Watch Bearings Appraiser run a real appraisal end to end — then decide.