Bearings Appraiser pulls the data, drafts the URAR, builds the comp grid and adjustments, and keeps every step USPAP-compliant. You review, refine, and sign — instead of retype.
Why Now
A residential appraisal is hours of pulling records, keying the URAR, rebuilding the comp grid, and double-checking compliance — before you ever apply the expertise only you have. And with the URAR / UAD 3.6 redesign mandated November 2, 2026, the busywork is about to change shape entirely. Bearings Appraiser takes the keystrokes so you keep the judgment.
The Work
Bearings Appraiser carries the assignment through all ten stages — drafting at every step, with you in control of each one.
Intake the assignment — client, property, scope, and due date.
Pull MLS, county, tax, deed and prior-sale records automatically.
Capture the inspection — photos, condition, sketch — from mobile.
Draw walls, label rooms, and compute ANSI GLA as you go.
Surface and rank the strongest comparables, with the evidence.
Build the grid and reconcile every adjustment line by line.
Draft USPAP-ready narrative, scanned for Fair Housing language.
Map every field to the UAD 3.6 schema and validate it.
Run the compliance checklist before anything leaves your desk.
You review, sign, and export to the GSE target you need.
How It Works With You
Bearings doesn't hide its work behind a chat window. Every value lands as a draft you can see, question, and overrule — right in the field.
Every AI-drafted value sits in plain view with one-tap accept, edit, or reject. Draftsmanship is visible at the field level — you sign nothing you didn't approve.
A provenance dot marks where each fact came from — MLS, county, FEMA, GIS, or AI — with a timestamp. Click any field for the full record behind it.
A simple green / amber / red signal flags what's solid and what deserves a second look — so your attention lands where it matters most.
Compliance, Built In
Regulatory checks live inside the workflow, surfacing exactly where they apply — not in a report you run at the end and hope passes.
Every stage that touches a rule shows the citation as a chip. Hard blocks require a reason and a note — logged to an append-only workfile that satisfies the 5-year record-keeping rule.
SR 1-2(h) · SR 2-2(a)A bias scanner reads your narrative continuously and flags prohibited or steering language before it ever ships — aligned to HUD and Fair Housing guidance.
HUD · FHAAbove-grade only, the 7-ft ceiling rule, two-story openings excluded, stairs counted on the descent floor, rounded to the nearest 10 sf — computed inside the floor-plan editor.
Z765-2021Built for the November 2, 2026 mandate today. Required fields enforced, then export valid UAD XML, full URAR PDF, Fannie 1004, Freddie 70, or CSV.
Mandate-ready · Nov 2 2026Fits Your Stack
Questions
No. Bearings drafts; you review, edit, and sign every report. It does the keystrokes and the lookups — the appraisal is still yours, on your license.
Compliance is wired into the workflow, not bolted on at the end. Rules surface where they apply, hard blocks require a documented reason, and an append-only workfile keeps the five-year record.
Bearings is built on UAD 3.6 and the redesigned URAR today, so the November 2, 2026 mandate is a non-event for you — no scramble, no re-learning a form under deadline.
It stays yours. Every value carries its source and timestamp, and the workfile is exportable as PDF or JSON. You're never asked to trust a number you can't trace.
Not at all. Bearings is designed for appraisers, not IT departments. We handle setup and connect it to your tools — you're up and running in days.
Watch Bearings Appraiser run a real appraisal end to end — then decide.